\documentclass[10pt]{article}

\usepackage{setspace}
\usepackage{geometry}
\usepackage{enumitem}
\usepackage[none]{hyphenat}
\usepackage[utf8]{inputenc}
\usepackage[gen]{eurosym}
\usepackage[colorlinks=true, urlcolor=blue]{hyperref} % in preamble

\geometry{a4paper, margin=0.6in}
\setlength{\parindent}{0cm}
\setlength{\parskip}{2pt}
\linespread{1.15}

\pagestyle{empty}

\newcommand{\leftw}{2.5cm}
\newcommand{\rightw}{15cm}

\newcommand{\skillw}{4cm}
\newcommand{\descw}{13.5cm}



\begin{document}

% =====================
% Header
% =====================
\begin{center}
{\sc \LARGE Juraj Panek} \\[2pt]
\textbf{Senior Manager – FinTech \& Banking | Product, Portfolio \& Risk | Digital \& Analytics} \\[4pt]
\textbullet \quad +420 739 911 829 \quad \textbullet \quad 
\href{mailto:juraj.panek@gmail.com}{juraj.panek@gmail.com} \quad \textbullet \quad 
\href{https://jpanek.eu}{www.jpanek.eu}
\end{center}

% =====================
% Professional Summary
% =====================
\medskip
\emph{
Senior FinTech and banking manager with experience in Southeast Asia and Europe. Proven track record in digital products, data analytics, CRM, sales, portfolio, and risk management, driving growth at scale and building high-performing teams.
}

\medskip
\vspace{2pt}

% =====================
% Work Experience
% =====================
\medskip
{\sc \large Work Experience}
\vspace{2pt}
\hrule
%\vspace{4pt}
\medskip

\begin{tabular}{p{\leftw} p{\rightw}}

2025 -- Present &
{\bf Independent Consultant}, Southeast Asia /\ Prague \\
& \emph{Providing strategic advice and expertise in FinTech, CRM, digital sales, and portfolio management} \\[2pt]


\\[-2pt]

2017 -- Feb 2025 &
{\bf Home Credit Indonesia}, Jakarta, ID 
\\[-2pt]
%& \emph{Risk management and financial analytics roles} 
\\[4pt]

& {\bf Head of Revolving Portfolio} \hfill (2023 -- Feb 2025) \\
& \begin{itemize}[nosep,leftmargin=*]
    \item Headed end-to-end management of Home Credit’s BNPL (Buy Now, Pay Later) product, including product development, CRM, campaigns, marketing, strategy, and partnerships  
    \item Accountable for a \EUR{24}M annual loan portfolio with over 400k active clients, responsible for sales targets, budgets, customer growth and retention.
\end{itemize} \\

& {\bf Head of Digital \& E-Commerce Sales} \hfill (2021 -- Feb 2025) \\
& \begin{itemize}[nosep,leftmargin=*]
    \item Owned online sales of consumer financing via partnerships with major e-commerce players in Southeast Asia, driving revenue and managing sales budget  
    \item Developed and optimized online sales funnels to increase conversion and partner engagement
\end{itemize} \\

& {\bf Head of Mobile Application} \hfill (2022 -- 2023) \\
& \begin{itemize}[nosep,leftmargin=*]
    \item Oversaw a mobile app with 15M+ downloads, driving customer engagement and digital product performance
    \item Business leader for the application end-to-end, leading a team of product owners, data analysts, account managers and cross-functional stakeholders
\end{itemize} \\

& {\bf Collection Development Head} \hfill (2017 -- 2020) \\
& \begin{itemize}[nosep,leftmargin=*]
    \item Designed strategy, operations optimization, and tools for a department of 2,000+ employees
    \item Built independent, business-oriented technical teams to support collections operations  
    \item Developed and implemented internal applications for call quality evaluation, workforce management, and monitoring
\end{itemize} \\

\\[-2pt]

2013 -- 2017 &
{\bf Raiffeisenbank}, Prague, CZ \\[-2pt]
%& \emph{Risk management and financial analytics roles} 
\\[4pt]

& {\bf Market Risk Manager} \hfill (2014 -- 2017) \\
& \begin{itemize}[nosep,leftmargin=*]
    \item Managed liquidity and interest rate risk for banking and trading book, including modeling prepayments and non-maturing products  
    \item Developed automated mutual fund investment strategy and pricing of fixed income securities and liquidity options
\end{itemize} \\

& {\bf Finance Analyst} \hfill (2013 -- 2014) \\
& \begin{itemize}[nosep,leftmargin=*]
    \item Developed in-house pricing and reporting solutions, automating profitability analysis and early repayment cost estimation
\end{itemize} \\

\end{tabular}


\newpage
% ==============================================================================================
% Education
% ==============================================================================================
{\sc \large Education}
\vspace{2pt}
\hrule
\vspace{4pt}
\medskip

\begin{tabular}{p{\leftw} p{\rightw}}
2009 -- 2016 &
{\bf Czech Technical University in Prague} \\
& {\bf Faculty of Nuclear Sciences and Physical Engineering} \\
& M.Sc. Applied Mathematics, Graduated with Honors
\end{tabular}

% ==============================================================================================
% Skills & Expertise
% ==============================================================================================
\medskip
{\sc \large Skills \& Expertise}
\vspace{2pt}
\hrule
\vspace{4pt}
\medskip

\begin{tabular}{l p{\descw}}
\textbf{Leadership \& Strategy:} & Building and scaling high-performing teams, driving strategic initiatives, managing budgets and cross-functional projects 
\\
\textbf{Product \& Finance:} & Portfolio management, Data driven analytics, Digital products, Call center, Dialer, CRM systems, Financial risk, Collections strategy, Derivatives
\\ 
\textbf{Technical skills} & Python, SQL (PL/SQL), PowerBI, Linux, Data analysis, modeling and automation, web application development, Outbound contact centers (Genesys)
\\
\textbf{Languages} & Slovak (native), English (bilingual), Czech (bilingual), Indonesian (intermediate), German (intermediate)
\end{tabular}

\end{document}
